RISK MANAGEMENT
Crop Insurance – get the most out of your policy.
Premier Crop Insurance is licensed in 10 States. We work with 10 nationally approved insurance companies to bring our clients the best options each and every year.
NAU, ArmTech, RCIS, Great American, John Deere, Hudson, Heartland, ProAg, International Ag and The Climate Corporation.
MPCI policies: RP, ARP, Whole Farm, YP, Livestock, LRP and LGM
Automated Acreage Reporting and Production Reporting.
Private Product Analysis
EU plus – Enterprise Unit policy with underlying optional units with a maximum of 10 units. Excludes 2nd crop beans or units with AAA or BBB ratings.
HarvestMAX – designed to protect against shallow yield losses for Corn and Soybeans. Protect 93-95% of APH TA. You choose the number of bushels to protect, the market price, how many acres and deductible level. Can stand alone or compliment MPCI .
PriceFlex, MPD, HPA, HPO – provides opportunities to add one or several additional price discovery periods to your RP or ARP policy. The purpose is to gain a higher price than the standard February crop insurance price. Revenue or yield losses trigger an indemnity.
APO, Revenue Option – allows you to buy up the February projected price by a select percentage (increase by 17.5 to 33%). Yield loss must occur either as an enterprise or optional unit basis for indemnity to be paid.
Supplemental Coverage Option (SCO) – only available with PLC
– Sold via crop insurance agents & underwritten by AIPs
– SCO starts for the 2015 crop year
– SCO covers 86% of the expected “County Revenue”
– SCO liability covers the Difference from your RP/YP level up to 86% of the expected county revenue. Example: 80% RP, SCO would add 6% coverage based on county revenue guarantee
– SCO does include Harvest Price Option
– Estimated cost per acre = $5 to $15/acre.